Plain-language summary: PACT is an educational tool. It helps you understand NIL deals, not replace an attorney. Our analysis is based on publicly available data and general compliance rules. It is not legal advice. Do not sign any agreement based solely on PACT's output. Always consult a licensed attorney for decisions that affect your athletic eligibility or financial future.

1. Educational Purpose Only

PACT is designed to provide educational information about NIL (Name, Image, and Likeness) deals for college and high school athletes, their families, and other interested parties.

The analysis, scores, flags, summaries, and other outputs provided by PACT are for informational and educational purposes only. They do not constitute legal, financial, tax, or professional advice of any kind.

No attorney-client relationship is formed by using PACT. You should not rely on PACT's analysis as a substitute for advice from a qualified attorney, sports agent, financial advisor, or compliance professional.

2. Limitation of Liability

To the fullest extent permitted by applicable law, PACT and its operators, affiliates, employees, and agents shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in connection with your use of this service.

This includes, without limitation, any losses or damages resulting from:

• Decisions made in reliance on PACT's analysis, scores, or compliance flags
• Inaccuracies or incompleteness in our market data or state compliance information
• Changes in state NIL laws, NCAA rules, or school-specific compliance policies that postdate our data
• Loss of athletic eligibility, contract disputes, or financial losses related to NIL agreements

3. Data Accuracy Disclaimer

Market benchmarks are estimates. Compensation figures shown by PACT are derived from publicly available data and general market research. Actual NIL deal values vary significantly based on factors PACT cannot fully assess, including an athlete's individual brand value, negotiation leverage, geographic market, and specific deal terms.

State compliance data may be outdated. NIL laws change frequently at the state, school, and governing body level. PACT's compliance checks reflect general rules as of our last update and may not capture recent legislative or policy changes. Always verify current compliance requirements with your school's compliance office and a licensed attorney.

No guarantee of completeness. PACT's analysis does not review the full text of any agreement. It analyzes deal parameters you provide. A deal that scores well in PACT may still contain unfavorable terms that require attorney review to identify.

4. User Indemnification

By using PACT, you agree to indemnify and hold harmless PACT and its operators from any claims, losses, liabilities, damages, costs, or expenses (including reasonable attorneys' fees) arising from:

• Your use of PACT in violation of these Terms
• Any decisions you make based on PACT's analysis
• Your violation of any applicable law or third-party rights

5. No Warranty

PACT is provided on an "as is" and "as available" basis, without warranties of any kind, express or implied. We do not warrant that the service will be accurate, complete, uninterrupted, or error-free.

6. Changes to These Terms

We may update these Terms of Use from time to time. Continued use of PACT after changes are posted constitutes acceptance of the updated terms. The date at the top of this page reflects the most recent revision.

7. Contact

Questions about these Terms? Reach out through PACT.com.